The Most Affordable Funeral Plans On The Market In 2018

We have teamed up with Safe Hands To Offer You the Best Priced Funeral Plans In The UK. You Can Even Buy It Direct From This Page Simply Click The Link Below. If You Get Stuck Give Us a Call On 01614394721

The funeral you want, planned and paid for in advance.

The UK's Best Prepaid Funeral Plans All In One Place As seen on TV

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Funeral Plans by Safe Hands

Safe Hands Funeral Plans is one of the UK’s biggest, most recognised, and most affordable providers of pre-paid funeral plans. Our plans are sold, almost exclusively, through our national network of professional will writers, estate planners, and financial advisors – all of whom have been carefully trained on all aspects of the product and funeral planning generally. All are available to visit you in the comfort of your own home at a time that suits you.

Safe Hands Funeral Plans – A Brand you can Trust!

Don’t just take it from us, let others do the talking!

What Are Third Party Costs?

Disbursements (otherwise known as 3rd party charges) are cost elements of a funeral that are outside of the funeral plan provider’s/funeral director’s control. Most Safe Hands Funeral Plans (except Topaz) include an allowance of £1,200 (Pearl/Sapphire/Ruby) or £800 (‘Your Simplest’) to cover the following disbursements specifically: 

1. Cremation fee (or interment* fee, if burial)
2. Doctor’s fee
3. Minister’s/Celebrant’s fee for committal service at crematorium (or graveside, if burial)

*Interment means digging or opening of a grave

Currently, the national average for the above 3 disbursement is around £1000, meaning the £1,200 allowance included in the Pearl, Sapphire and Ruby plans is more than adequate to cover them at the present time. If, at the time of the Planholder’s death, the disbursements allowance is insufficient to cover the cost of the above 3 elements, then there will be a balance for the family or estate to pay.

How Your Money Is Kept Safe

• Monies are held securely by Pitmans Trustees Ltd (PTL). They are specialist fund trustees with £billions in trust.
• Fund is managed by UBS. They are a multinational investment management firm, voted ‘Best Global Investment Bank’ at the Global Finance World’s ‘Best Investment Banks Awards 2016’. UBS analyse the financial markets and advise PTL on how best to invest the trust monies in order to maximise the growth of the fund. To date, the fund has been invested in a range of asset classes including equities, index-linked and fixed interests bonds and cash.
• Fund is audited by Mazars LLP. They are a top ten UK audit and accounting firm and one of Europe’s largest audit and accounting firms.
• Fund was set up in conjunction with Wrigley’s LLP – a law firm specialising in trust funds.

Safe Hands Funeral Plans work on the same basis as most other plan providers, in that the money a customer pays for their plan is invested in a ring-fenced trust fund (in Safe Hands Funeral Plans’ case, with Pitmans Trustees Ltd). The investment of the trust fund is managed by Swiss global financial services company, UBS.

Through the investment of the trust fund, the monies grow in value over the course of the Planholder’s lifetime. Then when the Planholder passes away, monies (+RPI uplift as applicable) are released from the trust fund and paid to a local, reputable, funeral director who then carries out the funeral in accordance with the instructions contained in the plan.

Because the trust fund is entirely independent of the company, in the highly unlikely event that Safe Hands Funeral Plans should go into liquidation or cease trading for any reason, because the trust fund is not an asset of the company (and because the Planholders are the primary beneficiaries of the trust fund) our Planholders’ investments would remain secure and ring-fenced specifically for the purpose of providing the funeral they have bought and paid for.

Frequently Asked Questions

 

Your Questions Answered

 

Here we’ve answered some of the most frequently asked questions about prepaid funeral plans. If you’d like to know anything else, please contact one of our friendly advisers on 0161439 4721
What if I want extra services that aren’t included in the plan?

We can discuss any extras you might like included with your funeral director when you make your enquiries with us, and right up until the time of need. You can arrange to pay for these as they are agreed.

Can I choose whether I have a burial or cremation?

Yes, you can choose to have either a burial or cremation. The cost of the burial plot and headstone are not covered by the prepaid Funeral Plan and so you, or your loved ones, will need to arrange to pay for your burial plot and headstone separately.

 
How does my family start the plan when they need to?

It’s very simple. When you take out a plan, you’ll receive two copies of certification which include your allocated funeral director details. Give one of your certificates to your family or someone you know to keep safe. Then, when the time comes, your loved ones can use the contact details to get in touch with the funeral director. They should inform the funeral director about the death and provide a death certificate (which the funeral director can help with). The funeral director will then take care of all of the other arrangements which will be just as you set out in your plan.

 
What if I don’t want my family to know I’ve bought a plan for a relative?

We can send all of the correspondence to your address should you not want your loved one to know you have purchased a plan.

 
 
How are the funeral director and funeral home chosen?

We have a network of respected funeral directors across the country, and will allocate a funeral director who is based as close to your home as possible. The funeral home will be chosen on this basis as well. All of our funeral directors are members of the National Association of Funeral Directors or British Institute of Funeral Directors.

 
 
What are the funeral director fees?

Funeral director’s fees cover all of the elements of the funeral that your funeral director will provide, this includes hearses, limousines, care and preparation of the deceased, etc

 
 
Can A Plan Be Transfred From One Person To Another?

Yes. Most Funeral Plan can be transferred into the name of an alternative person. To do so, the plan purchaser needs to contact  Funeral Plan Company directly, who will then make the necessary alteration.

Do I Need To Have A Medical?

No. Unlike with most insurance products, customers purchasing a Funeral Plan are not required to pass any medical tests.

Are there any hidden charges?

No. We’ve taken a lot of care to ensure that everything is transparent. All charges associated with each plan option are highlighted. If you’d like more clarity, please contact us and we’ll explain exactly what is included in the price of your chosen plan.

 
What is an actuary?

An actuary is a business professional who analyses the financial consequences of risk. Actuaries use maths, statistics, and financial theory to study uncertain future events, especially those of concern to insurance and pension programs.

 
What payment methods do you accept?

You can pay for your plan using any of the following methods:

  • Visa & Mastercard
  • Cheque
  • Bank Transfer
  • Paypal

We now also accept bitcoin and other digital currencies. Please call us for more details on how to pay using a digital currency.

 
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If We Didn’t Answer all of your Questions, feel free to drop us a line anytime. We are Happy ToTake Your Call or Call You Back At A time Thats Best For You

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